Congratulations to Sally Soltvedt! who was named Sales Employee of the Month for February.

Sally is very deserving of the honor of Employee of the Month because as a manager, I truly couldn’t ask for a better employee. She consistently produces a superior quality and volume of work without any friction. She always puts her clients first and everyone who works with her is pleased with her not only as a professional but as a person. Sally is a top notch mortgage professional and we’re extremely proud to count her as a member of our team. Jeremy P. Stump – Regional Manager

Congratulations to Melissa Cook! Who was named Operations Employee of the Month for February.

She is an excellent example of a superstar employee! Her dedication, team work and professionalism make her a great asset to the company. You can always count on her to get the job done. Dave Pearson EVP/Operations

Things Lenders Don’t Want You to Know About Shopping for a Mortgage Online

Anyone who’s even remotely interested in shopping for a home loan has probably paid attention to all those commercials on TV touting the ease of using any of a variety of Internet services to compare mortgage offers from the comfort of your home. You may even have tried a couple of them yourself. But Charles Ferrara, a Loan Officer with LeaderOne Financial Corporation, says Kansas City, Missouri residents need to watch out when trying to use the Internet to do the heavy lifting for them.

“Sometimes, these Internet services might work fairly well for certain people.” “But the one-size-fits-all approach they offer is going to leave a lot of people with loans that aren’t the best for them, or even worse, they may be shut out of the process altogether.”

Charles Ferrara says the problem with these services is that they never really get to know anything about your financial situation other than your credit history and income level. “So basically what winds up happening is that you’re reduced to a number to them. And if they don’t like whatever that number is, you’re out of luck.”

Here are three things you should watch out for when shopping for home-finance products on the Internet – things most online mortgage sites hope you ignore:

*Do they take the time to find out about your unique situation, or are you just a cyber-borrower in their eyes? Most of these sites simply don’t have the manpower to individually work with every borrower. So a lot of times you wind up with a bad loan simply because there was no one to check if they could have gotten you a better deal.

*What do they offer people in special financial circumstances – such as the self-employed or people with damaged credit? Most of these sites don’t even want to work with you unless you meet their stringent criteria.

*Do they provide advice to help when choosing between loan products? Most sites simply gather offers, throw them in your lap, and pressure you to choose between them. Unless you’re a pretty experienced mortgage pro, deciding on the best offer can be difficult, if not impossible.

So, what’s the solution? Use the Internet to educate yourself and then work with a real human being. You may not have thought about “old-fashioned” methods of finding the best deal, such as working with a mortgage broker. “But for anyone who values a real person sitting down with you and working through the process, there’s no better option,” says Ferrara.

Kansas City, Missouri – based mortgage expert Charles Ferrara specializes in providing information to Missouri residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Charles Ferrara is available for interviews and will welcome all your mortgage related questions.

Call 816-285-3480

NMLS ID# 135718

We would like to congratulate Randy Emery and Brandi Gant as LeaderOne Financial’s  Employees of the Month.

Congratulations to Randy Emery! who was named Sales Employee of the Month for December. Randy says his favorite thing about working at LeaderOne Financial is that it is ethically sound and a very pleasant and efficaient place to work.Randy has been Married for 26 years to his wife JoAnee. Randy has two college age girls Alisha & Katie. Alisha is finishing her AA at Spokane Falls and her theology studies throught our church. Katie is going to Eastern Washington Univ and plays goalie on the soccer team. JoAnne is very active in various theater productions in Spokane. Randy enjoys playing golf,hiking,skiing,snowshoeing, and reading. “Randy is a fantastic mortgage banker who takes great care of his clients and listens to their needs. His administrative team of cheryl Dalton and Priscilla Lykles help him deliver world class srvice in making transactions smooth and worrry free for his clients. Randy is a true professional!” Chad Erickson, AVP

Congratulations to Brandi Gant! who was named Operations Employee of the Month for December. Brandi says her favorite thing about LeaderOne is her co-workers. Brandi has been married for 11 years and has a 6 year old son. Brandi enjoys volleyball and spending time with family and friends. “Brandi has been a loyal member of our team for 2 1/2 years and like good wine she gets better every day. Brandi takes her job very serious and strives to provide WORLD CLASS SERVICE to both our loan officers and the underwriting department. Brandi is very busy but works with a big smile every day. We would be very lucky if we had a few more Brandi’s, she’s the BEST!!!!” John Stathopoulos , AVP